Some lenders will permit the refinancing of those Parent PLUS loans from the parent's name into the name of the child/graduate.

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Borrowers typically have the option to make interest-only payments during this period in order to prevent accruing interest from increasing their balance.

Many parents take out "Parent PLUS" loans to pay for their children to attend college.

Learn more A "soft" credit check allows a lender to check the applicant's credit and provide the applicant with an estimated interest rate without affecting their credit score.

This is unlike a "hard" credit check, which may impact an applicant's credit.

See each lender's website with more details on how this figure is calculated.

If a borrower loses their job through no fault of their own, they may be eligible to receive unemployment benefits with some lenders.

The rates and terms listed on our website are estimates and are subject to change at any time.

Please do your homework and let us know if you have any questions or concerns.

Learn more"Term" refers to the length of the loan, typically in years.

In general, the shorter the term, the lower the interest rate and the higher the monthly payments.

Variable-rate student loans have interest rates that can change during the repayment period.