“There was one woman who got scammed for over a million dollars, her whole retirement nest egg,” says Farquhar.The CR survey found that 35 percent of respondents who’ve tried online dating felt they had been grossly misled by someone’s online profile, and 12 percent said they’d been scammed.

You might not be able to surface information like criminal records, but from their social media profiles, Linked In page, and other information you find, you should be able to get a sense of whether what they are telling you comports with the facts. For example, if a person you met online claims to run a business abroad, call the US Embassy to confirm that that business exists.

If you are asked to send money and feel so inclined, run the whole scenario by someone you trust.

“That big investment gives victims a false sense that the relationship must be real.” Eventually a pitch for money comes.

Often the scammer will say an emergency situation has arisen and money is needed fast to avoid dire consequences.

Experts say online daters are always wise to be skeptical regarding what someone they've met online, and not in the flesh, tells them.

Most dating websites—even ones that cost money—don't vet the people who sign up.

A woman "swipes" through profiles of men on a dating app, but none of them seem to be her type. She tells the woman that if she can get picky finding Mr. Sling's "A La Carte" TV service allows users to personalize their channel lineup starting at per month, giving the woman control over her options unlike her dating app.

Her friend watches her, unamused, and looks for a way to break the swiping cycle.

And if you’ve been communicating with someone by email, check their address at a site such as romancescams.org, which compiles lists of email addresses belonging to known scammers.

The website Scamalytics maintains a blacklist of scammers who use false pictures.

During a recession, a significant decline in economic activity spreads across the economy and can last from a few months to more than a year.